Dissatisfied

I have been banking with Absa for almost 9 years now. I am a premium banking account holder . Absa always offer me credit cards to the value of +- 300k at a time and always increase options. Two weeks ago I app**** for an overdraft of 200k and it was pre approved and then declined for reason being “insufficient funds”. I have almost 200k a month in and out of my account a MONTH and Absa declined . I also do not ever get increase options on my overdraft but always on credit cards because obviously the interest rate is more and the bank is the one scoring out of it. If my application for my overdraft is refused again I will close and pay out all of my accounts with Absa and move to nedbank since they are prepared to offer me an overdraft of 200k. Also my credit report says I’m in arrears with nedbank for 1880 but that’s incorrect information.