declined home loan application

<p>I am an absa staff member for 13 years, i app**** for a second that was decluned due to affordability.they did not want to consider my rental income that i have been getting for 7 years.i got an approval from SA home loans but the interest is 11.40.my instalment is too high considering the fact that i was going to get a staff rate with absa</p>