Debt Restructure

This is not a complaint in anyway but rather an appeal or request to ABSA to please restructure my accounts, Vehicle Finance, Loan and Credit Car The mess on my name and accounts was due to my vehicle breakdown after 5 months of purchase, Insurance and Warranty did not help as the Garage where I had to fix my vehicle wanted almost 100k to replace the engine. I had to take the car elsewhere which was fixed for 50k and I could not get a loan enough to cover that which I ended up in lots of debts and being unable to pay my monthly responsibilities from car to loans, and the car was busy being charged storage fees and I ended up owing loan sharks. My car is now due for repossession and I honestly do not want that to happen, I can now afford to pay the monthly instalments but can not settle the arrear amounts, I tried speaking to ABSA consultants but nothing they can do as the account has already been handed over. Now this is my humble request to the bank to please restructure my debts and I continue with the monthly instalments which I promise they will be paid every month without any disputes. Can someone please assist with looking into this matter urgently before my vehicle is repos