Credit Card *****

On March 2015 I received a call from ABSA whom called Juilia told me that I was qualified a credit card. Through the phone, she did my application and told me someone from ABSA will contact to me to fetch card. I did NOT receive any phone call until late May I received a statement from ABSA which showed me that I own ABSA R135 initiation fee! On wondering I never signed any documents how come ABSA started to charge fees, I still went to Eastgate branch to get card. I brought my prof of residence and pay slip, but two times the staffs told me that I have to bring any account with my residence on it. On the 4th attempt at the bank I decided that I do not want it any more as the bank and staff are not usafriendly and extremely rude. The teller told me that I should call the card division my self. Once I called them they told me that I have to pay R200 to cancel the account . What kind of system is ABSA running that I need to pay R200 just because they said so. This is ***** and ******* and I highly warn other people on this ****.