Credit Card ***** by Absa

Absa wrote back with a long email stating even if one uses one's own money they must charge finance charges??? What a load of nonsense, if I use my own funds how is that contributing to Absa losing money??? This is ***** and being greedy and making people believe they are there for their clients, but all they are doing is making customers take out credit cards which they charge you for and on top of that charge you for every transaction. All I want is my own money back and they do not want to return it so I will keep on writing about there ********* practices!! People be warned do Not take out any credit cards as all Absa does it lie and ***** from the people