Considerable stress and inconveince By ABSA

<br> My credit card account was paid up 2008 together with my cheque account& I Gave clear instructions to Absa Wadeville to close both my account due to high bank charges <br> On my surprise I received an sms plus post from Absa that Credit card was sent to Green side post office which i went to collect it , I then returned the card to Absa again I instructed Mrs Oliphant to close my credit card account because I don't need it <br> I have been receiving calls from Absa harassing me & threatening me that Absa will hand my account. I then told them that if they keep on threatening me i will escalate the matter further as they now violating my right as consumer. whenever I asked how do I owe Absa when I don't even have the credit card and closed my account they keep on telling me that I last made payment last year October and that's inaccurate haven't been to Absa since returned the credit card and its definitely not last year<br> Today I received letter from lawyers demanding payment but my dispute email not been rep**** been ignored instead been force to accept inaccurate amount <br> I been telling your call centre that i m withholding payment on the disputed amount and related charges until i