Car finance car broke withiin 18 months

In July 2013 I got a R156 000, 00 car finance from Absa Bank.My instalment is R3605 per month for 60 months.15 months with the car it cracked the head cylinder, to fix the car costed me R42 000, 00, the warranty on paid R31 000, 00.The other R11 000 came from my pocket.<br> O<br> I phoned the bank and explained to them, so I skipped 2 months with my monthly instalments? Now my car is fixed I am now paying my instalments,so I am R7210 in arears.3 months back I explained to them to re adjust the contract, but they are not on each monthly statement my arears is incrasing each and every month. Actually it was the car which got broken thats why I am in arears. <br> <br> If it was a good bank they where also supposed to think for me for the 4 months I was not driving the car, whle it was fixed