Be warned ABSA HOME LOANS operating ********LY and ruin your LIFE!

A word of warning to younger home buyers and the residents at these premises- This relates to the premises called Ashwood Park, Parklands, Cape Town. It is a ******** offense to bond or participate in bonding these units to unsuspecting home buyers - especially young single mothers (as I was) and vulnerable who don’t want their financial reputations obliterated by the ******** actions of the bank!

Guys, do not trust the bank to have done their required mandated explicitly required duty to check that a unit is enrolled before bonding to you. The NHBRCSA, CSOS and City of Cape Town will as they have in this case, all hide their crime, if they don’t - and you will be left with your financial reputation in tatters to hide their ******** actions

Guys please - demand the common property map and the written signed statement from the required constructional engineer that the common map matches what is on the grounds!

Here is a hard earned lesson as to why.

In 2006 @Absa South Africa bonded me a unit at an unenrolled building(I did not know it was unenrolled and they are required by law (as per the HCPMA 95; to be the checking party) - as per section 18 of the HOUSING CONSUMERS PROTECTION MEASURES ACT 95 OF 1998, this was a ******** offense. The managing agents are also ********ly guilty - unless they want to say they never did their job to maintain - if they did, there would be reports with NHBRC; there aren’t - and so they are also guilty of a crime as per section 21 of the same act or CSOS violations - its ******** for exactly the reason that has happened at this unit.

Fire hydrants were installed as afterthoughts on common property, they aren’t on the plans at the municipality - I went to look - municipality won’t provide a copy - and the managing agent won’t sign the access to the common plans as it makes them ********ly liable - these idiots cut through the slab & rebar and left it all unsealed, the building integrity is compromised as any constructional engineer can confirm - signaled by the “rising damp” on a 2nd floor - water runs unsealed along electric lines into units & there is over 60k live wiring running with water - it’s a death trap.

I have never lived here. It was a nest egg for my daughter and small income- I brought as a young single mother. In 2015 the electrician found the violations-following the damp along the electric wiring in the walls inside the apartment following complaints from my tenant - to outside the boundaries of my unit to the *******ly installed fire hydrants, despite being outside the boundary of my unit, he told me if someone shocks I can be held liable. Making it unsellable, unfixable or tentantable, the droughts effected my business at the same time. The apartment at this point had no water to it since 2015, multiple experts have refused to work inside saying the damage will reoccur as it arises outside the premises borders on common property yet CSOS has swept it under the rug despite clear jurisdiction, and I have personally been to the municipality to see the common plans and there are no fire hydrants on the maps though they refuse to give me the common property plans which I need for court and the only other way to get them is through the common property agents who are complicit and don't want to be caught in not only non performance of their duties (else where are their maintenance reports reporting the irregularities on the common property) and ergo as mentioned earlier are also guilty of a crime (Section 21 of the HCPMA 95 of 1998) and have confirmation in writing from the NHBRC that the building is unenrolled. So all are participating instead of acting to protect citizens.

I stopped paying in order to get in front of magistrate after having no luck with the managing agents for months - the managing agent **** to the magistrate, twice; promising to resolve but then just swapping attorneys and; so then I stopped paying the bank and instead of going to court - the bank has never done anything but list against my credit record. In the meantime I received a death threat - because if they process mine, there could be another 138 claimants with claims ranging from hundreds of thousands to millions each -possibly more -

Personally I’m out of pocket around 10 to 15 million in:

1. Unrealised increase in value of property( I had looked at a property in claremont at the same time - now valued at around 3-4 million - when this one has moved 100k in 20 years) 2. Going on 11 years of rent (unoccupied since 2015) 3. Increased value of the rent never realised. 4. Multiple damages for violations of various acts. 5. Damages against my credit record and what that’s done to my life.

I don’t have millions for lawyers so caught in their little trap. NHBRC, CSOS and City of Cape Town are complicit - participating in hiding. I in the meantime remain a financial hostage to the situation and they intend to keep me there in order to prevent me from accessing the legal resources to hold them to account! I have no other debt and yet cannot get credit impacting every area of my life ontop of the huge debt due to me in unrealised income and asset value.

View the video footage here: https://tinyurl.com/ymf9dxfx