Be reasonable

I have been retrenched and still expecting me to pay half of the payment. Where did they go to school. If you're retrenched it means no money coming in and in the forms it states company closed. And unfortunately i am white and to get a work is not easy even if i have All the s****s and knowledge. My last payment will be this month as i wont have Money. I have payed more than 6years. And what happened to me wasn't my choice...