Banks are in the dark ages

All the above banks deserve to lose their licences and be shut down. Why: they demand their money like little school children on a certain date, if non compliant they threaten, black list and employ courts to attempt to get their money. Their fees are excessive for the total lack of service. Their investments provide little or no returns. They leave clients with no financing, cannot obtain bonds and there is little progression of the individuals/corporations that use their services. In a modern day world with robotics, AI and technology, a simple transaction shouldn’t take more than a minute or two, yet the public has to wait some 48 hours for a transaction to be effected. Think logically, these institutions have long since passed their sell by date. Globally advancements are achieved, yet we stay stuck in the dark ages and the population forced to accept their demands. They should be boycotted and the same tactics employed upon them or they must close or find another mass to take for a ride.