Bank charges

<p>I have a deduction the following deductions for the current month</p> <p> </p> <p>2017-02-02<br />ADMIN CHARGE (EFFEC ********** 7) SEE CHARGE STATEMENT DETAIL<br />-498.85<br /><br /> <br />2017-02-02<br />EXCESS FEE (EFFEC ********** 7) SEE CHARGE STATEMENT DETAIL<br />-68.40<br /><br /> <br />2017-02-02<br />MONTHLY ACC FEE (EFFEC ********** 7) SEE CHARGE STATEMENT DETAIL</p> <p>-98.00</p> <p> </p> <p>KINDLY ELABORATE HOW YOU ALL CAME UP WITH THESE CHARGES AND THEY CHANGE EVERY MONTH? </p>