BAD CREDIT LISTING FOR GOOD PAYMENTS

I got my credit report as i was being declined left and right when applying for clothing accounts and i couldnt understand why as all my accounts are up to date and paid before the due dates.<br> <br> I see that for 3 months ABSA has listed me as a bad payer! I find this hard to believe, especially when my payment gets deducted via debit order the second my salary gets paid into my account. I got no calls from any ABSA personnel advising me of anything nor do i receive any statements on my vehicle finance account. All my payments are up to date.<br> <br> Thanks to ABSA all other credit institutions think i am a bad payer!!!!!