Ambushing customers in arrears with baseless and lawless threats!

They do ******* CAR REPOSSESIONS where their Christo Schoeman, their car collector guy shows up in your house without any appointment to collect a car when there were no single legal documents have been served to you before, not even a letter of demand by email before. Nothing at all in writing except sms threats for repossession. It is only after you have asked for that he says we offering you a voluntary surrendering offer when yo already indicated you would attend the account on a date he dismisses. They take advantage of many customers who lack an understanding on the laws of this country and that of their consumer rights and taking advantage in abusing their position as a bank. They send threats with calls, emails and sms when no court of the law was approached first. No summons, no court order. These cruel, ******* industry operations have to stop now!