Absa vehicle finance poor service

Absa vehicle finance is a ****, they don't debit the money on the promised date oin order to put more erears on our vehicle accounts. The debit was supposed to be ran on the 01/11/2021 now it's the 03/11/2021 money is still in the bank. The reason I am furious is it happened exactly like this in 2017 where I had to deposit money I to my account for 3 months because of their faulty delay later in to realize that they ruined my credit score I was regarded as bad payer. I had to struggle on applying for another car in 2018.this time I can't afford to let absa vehicle finance ruin my name on credit score never. Money is in the bank but they delay on purpose to put more interest on our accounts. I hate absa vehicle finance.