Absa vehicle finance

I am really disappointed with Absa vehicle finance. I have been paying so well but if you default only once or twice by a mere R500 they threaten you to put you on credit bureau or even to repossess your car. We live in tough times and sometimes some of us struggle to pay due to other personal issues . I was only short with a thousand Rand and I made a payment with what I had now Absa Vehicle is calling for to make some arrangements with I said i can only afford R300 this month then the rest I can settle it next Month I was told they do not allow anything less than R500. So my question to Absa is this how you treat your loyal customers when they are struggling financially? I mean a thousand rand is not much but it shows that if I owed a lot of money I'd be in trouble. If this is how you conduct your business then I would never advice people to use Absa Finance