Absa: ************ loan settlement

Absa loan service is absolutely pathetic. Today I requested a settlement on my loan which equals R 25 667.39 however my loan installment is R 2760.00 and will be settling the loan in September which adds up to R 24 840.00 therefore the discount which I'm trying to avoid by paying early is still there is actually more . I have done settlement at FNB and the settlement balance is far lesser than my outstanding balance or want I was meant to pay over the period of the loan . Absa loan is full of ******, dishonest and unprincipled they just want customers interest.