1 reviews | Active since Jun 2016
ABSA Refusing to respond to URGENT letter for debt of 9 years ago!
I have been declined for a Bond due to me being listed as under debt review in 2012!!! for accounts being either paid up or prescribed - ABSA Credit Card specifically.
Please note that I have not had any communication regarding any Absa credit card account and thus note that any account that Absa has listed me on their system is dormant and has not been acknowledged in the past 6+ years. Therefore, this account is LONG SINCE prescribed or paid up and what you are doing is most definitely *******.
I have not acknowledged the debt in the past few consecutive years, either in writing or verbally. No summons was ever issued within the last 9 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act).
Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA.
Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to ***
