Absa problem

<p>Hi got a personal loan whit absa, the problem is for the second time this month the installment went of, the first time it was more than what they must take so I need to phone them to refund the balance,and not on the date it have to go off 4days early and have to wait 24hrs for the refund with no money to feed my family for 4 days. Now this happens again today and have to go to the same things again all that they say is sorry for the inconvenience.what must I do now change my bank </p>