Absa Personal Loan - Disappointed with the bank

I have been making payments on my personal loan which is in arrears . I have sacrificed and paying more than the installment and cut my home expenses and as a contractor but yet i am still hounded by attorneys that make me very uncomfortable so that they can drain every cent from me I never defaulted any payments and yet they still have the audacity to create anxiety and stress . Is this how we need to live our lives ...everybody is struggling . I really dont like to do this but sometimes somebody needs to listen .