Absa home loan insurance fail to cover and refuses to allow own cover arrangement

<p>Absa notified us that our claim is declined as the structural challenges we have "fall outside the scope" of what is covered under our structural policy.</p> <p>Our boundary wall and garage wall has horizontal cracks to the extent that one sees right through it to the other side of the walls. This indicates significant movement, according to a municipal assessment it's due to mole activity in the area. We are now left with the responsibility and expense to replace these walls.</p>