ABSA Funeral scheme is day light *******

Took a funeral cover in 2003 with funeral benefit for R10000 and a premium of R109. Today my premium is R394 but my benefit is still R10000. They tell me about inflation is inflation only applicable to the bank and not the client? They tell me the policy is old and the maximum for the policy is R1000. They don't want to migrate the policy to new products and they still insist on annual increases. Day light ******* by ABSA