ABSA DO WHAT THEY WANT ALTHOUGH CERTAIN PROCEDURES / ARRANGEMENTS ARE IN PLACE

I have 2 Credit Cards with Absa Bank and due to my salary being undercut due to the economic decline, arrangements and debit orders have been put into place with the legal institutions and the Credit Card Division of Absa still take and debit my account without proper notice. How is that helping if there is a debit order arrangement with their legal appointed advisors. I have operated with ABSA being my only bank for the last 15 years but they are no longer listenibg to client needs and requirements.