Absa beyond pathetic

Absa South Africa wow finally Danisele Sithole from the Absa branch Rayton came back with a lame excuse that the PERSONAL loan was declined due to the fact that the surity provider had a bad credit record. This is due to the fact that Absa's debit order goes through at 8am and his salary only shows at 14:00 and according to Ms Sithole therefore means that he is in arrears for 6 hours every month!!!! NOBODY could have informed him of this "problem"!!!!! The next pathetic joke is they app**** for a STUDENT LOAN and NOT a PERSONAL LOAN!!!! I am beyond words to describe the pathetic reason to decline this looan!!!!