ABSA BANK VIOLATES HOUSING CONSUMER RIGHTS! *****S PROPERTY!

In 2006 I was bonded a unit Ashwood Park, Parklands, Cape Town. I had at the time also looked at a property in Claremont today likely valued at around 3-4 million.

They were required by law, as per the HOUSING CONSUMERS PROTECTION MEASURES ACT 95 OF 1998, to have checked that the building was enrolled. Bonding a unit at an unenrolled unit - as per section 18 of the act to an unsuspecting home buyer (myself a young single mother at the time), or participating in bonding such a unit knowing it is unenrolled is as per the act a ******** offense - and what has come to pass is the reason it is a ******** act.

I have never lived here. It was a nest egg for my daughter and small income. Everything was fine - although I noted the property value was not going up. Neither did the rent.

At this time my tenant brought my attention to rising damp. This does not occur above ground except where building integrity is compromised. Over 10 experts were called in - the electrician found the violations - following the damp along the electric wiring in the walls inside the apartment - to outside the boundaries of my unit to what we have since found out are *******ly installed fire hydrants.

Inside these hydrants we found the slabs and rebar which keeps the building together, had been sliced, which is *******. The holes had been left exposed - unsealed.

Inside the fire hydrants you could throw a child from the top floor to the bottom, and there was a crack from the bottom to the top floor.

There was 60 000 v main line cabling to which any neighbour could *******ly hook up and my kitchen was connected directly to this. Electricity and water flowed freely into the apartment walls - unsealed! The electrician told me if someone shocks, despite the source being on common property, I can be held liable. The experts I called in to fix the interior I was allowed to fix (my property refused to do any work - stating that as the issue arises outside my boundary, any work they do would be null and void and they would be held liable. This made the apartment untenable. The rising damp making it unfit even for storage. At this point I held the view that the managing agent, on whose property the violations were found had been negligent in their maintenance duties. I approached them for resolution and to fix the flat. They refused. The droughts had also impacted my income from my small business and with a young child and no money for lawyers and less the rental income I stopped paying them. They decided to take me to court and I came with evidence. The lawyers twice **** to the magistrate. Stating they would settle out of court, both times. Both times, instead, they would pretend to work with me for 6 months and then swapped lawyers. The flat stayed empty. No water - no electricity - the damage continued to get worse. I was getting no joy with the managing agent - so I thought let me get the bank involved. I stopped paying them. I had no money for lawyers. Instead of taking me to court they just started listing against me. What bank doesn't take you to court if you don't pay them? A guilty one with parties working for them who don't want ******** records - or 138 owners at these premises finding out what I was about to...

Then I went to the CSOS, the issue was arising on common property - who I now have a recording of a meeting making promises stating they demanded the managing agent to get in a constructional engineer to give an assessment - instead - they then all - both the managing agent and the CSOS avoided me and swept me under the rug.

Its important to not that the fire Marshall was also called and did an "inspection"installing the flimsy metal sheets at intervals over the 60k wiring - not addressing the hire hazard and I received an indirect death threat if I keep pushing - because if they process mine, there could be another 138 claimants with claims ranging from hundreds of thousands to millions each.

I have also since seen the common plans they consistently refused to give me a copy of but let me review - (which I would need even if I had money for lawyers to take to court - although the video footage speaks for itself) - which show NO FIRE HYDRANTS ---

I was at such a loss. Then I discovered the building was unenrolled. Confirmed by the NHBRC!

This mean alll of this hell, this nightmare I have been through I have only been through because ABSA ********ly granted me the bond. If they had performed their statutory duty I would not have gone through any of this! I have been embarrassed financially, in the government Gazette, had most rights enshrined through FICA violated, business damaged, family damaged, through an inability to obtain credit, been in other situations I could not get help with because of the financial prison ABSA trapped me in, who have kept me there in order avoid accountability for their ******** actions, have colluded with the managing agent of this premises unable to rent, sell (as it would be as much a ******** act - and if I tried to sell without divulging the discovered damage could be held liable for in perpetuity), 10 to 15 million in:

1. Unrealised increase in value of property( I had looked at a property in claremont at the same time - now valued at around 3-4 million - when this one has moved 100k in 20 years)

2. Going on 11 years of rent (unoccupied since 2015)

3. Increased value of the rent never realised since 2006 to 2015.

4. Multiple damages for violations of various acts including but not limited to FICA and HCPMA 95.

5. Damages against my credit record and what that’s done to my life.

I don’t have millions for lawyers so I am caught in their little trap. NHBRC, CSOS and City of Cape Town are complicit - participating in hiding ABSA's ******** actions. I was promised response by their representative Russel Edwards- who is the same person that has been promising response for years without actual feedback or offer to settle. When a 2 weeks ago I get a message from him that ABSA sold my unit in 2024, without my knowledge and with no funding returned to me - how? They have been messaging every day with some nonsense about their home loans dept investigating. I have had regular calls from agent wanting to get me to sell since 2024, so I don't believe this. I just now, today received an email with them claiming to have only one copy of the deed and that it was burnt in 2009 - I still have all the paperwork - not my problem and not the settlement or set of answers needed to address everything I have had to endure - their ******* sale of the property - or the names of the persons involved who are guilty of ******** offenses from ABSA if it was sold.

Video 1: 1. Video footage from the fire hydrant box below my floor and apartment showing crack which has developed due to the holes in slabs with exposed rebar: https://tinyurl.com/2ddmampc

Video 2: Video of the fire hydrant on my wall, outside my apartment with footage of cavities, ******* wiring_plumbing and ******* hole site under and above with fire hydrant: https://tinyurl.com/mp6nc533

Video 3: Video of the fire hydrant on my wall, outside my apartment with footage of cavities, ******* wiring_plumbing and ******* hole site under and above with fire hydrant: https://tinyurl.com/umd668tp

Video 4: Video showing hollowing of wall behind tiling along electric lines coming from the fire hydrant site due to water damage from the site and damp slabs: https://tinyurl.com/8p2kwyhh

Video 5: Video showing damage coming along the cabling through the wall for the fire hydrant site: https://tinyurl.com/4zbzvbcz

These ********s damaged me for 11 years - and now think that they hold no responsibility?! All know - so bank, lawyers and the managing agents at these premises, are now guilty of crimes in terms of as per section 21 of the HOUSING CONSUMERS PROTECTION MEASURES ACT 95 OF 1998- if it is sold it does not absolve ABSA of their liability for the damages I have endured which I should never have gone through had they done their legislated checks before bonding!

You can review the communications here: https://tinyurl.com/yx5mftz2

I have asked again and again - give me the names - give proof of this communication - even if they conjure some or other communication it does not absolve the damages done to me!!!!! Look at his dismissive comments in the most recent communication. ABSA ARE ******!