ABSA BANK DENIES HOMELOAN NOT DOING THEIR OWN HOMEWORK

I have app**** for a Home Loan for only R750,000. My gross monthly income is more than R30,000 with almost no expenses as my husband is paying it all. Needless to say it was denied due to credit bureau. I spoke to the credit bureau and according to them it was because I entered Fin Choice's website by clicking on a sms I received stating I was pre-approved for a loan. I never app**** further or got a loan from Fin Choice...as ABSA would have seen on my bank statements. Also the credit bureau had cellphone numbers, addresses, work places that I have never heard on on my name...so now, how can you ever give or deny a loan if the credit bureau's information is firstly incorrect and then where ABSA did not even do their own homework to see whether those negative points on my credit score is false information...why do I even need to submit any bank statements or payslips or any other detail if they just go on incorrect false information. Ridiculous and absolutely pathetic ABSA!!!!!!!