Absa

I have been am Absa client for many years. As a personal trainer at Vorgin Active, we went to lockdown since 20th March. Absa gave me a payment relief for 3 months on my credit cards and personal loan and charging high interest even with payment relief. As the gyms only opened 5 months after lockdown, the restriction of 50 people has made my clients to freeze their membership until end of Pctobwr and 30% canceling their gym membership permanently. I phoned Absa and asked for a further 3 month payment relief, which was denied. O have been harassed 3 to 4 times a day. I was advised to go to my branch and work out a way forward, where the consultant said there is jothing they can do. I have been going back and forth. If I am not working full capacity, prob 30% capacity, how am I suppose to pay. I am very disappointed. I closed my savings acc and cheque account at Absa. Needless to say, I have been handed over for collections with a bad credit score.