MM
Mokati M

1 reviews | Active since Jan 2015

04 Aug 2016, 07:04

********** insurance

<p>My pphone got lost in my house and i was told my claim was rejected because there was no foreceable entry. So as far as 24hour mobility is concerned they will only cover a phone that is ****** from your house by *******!! You can never lose your phone in your house. I have a two year old in the house and i am told that i should have my eyes on my phone at all times even when i am taking a nap. The service from this company is ********** and **********!!</p>

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Replies (1)
24Hour Mobility Cellphone Insurance
24Hour Mobility Cellphone Insurance's reply04 Aug 2016, 09:20
Official

Dear Ms C Mokati

Thank you for brining the above matter to our attention.

Please be advised that the policy states:

At all times you must take reasonable steps to safeguard the MOBILE DEVICE from loss, damage
or theft

You are not covered for:

ix) Loss or damage arising from the MOBILE DEVICE where it is left exposed in a public
place, place of recreation, office, mall or social occasion where it is vulnerable for easy
removal or damage.

As there was a guest in your home it is considerted as a social occasion by the insurer.

The underwriter has declined the claim as they are bound by the terms of the polcy.

As the broker I do not have the authority to decline , authorise or over turn the outcome of a claim.

Please be advised that the above complaint has been sent to the underwriters office for review and investiogations.

Feedback will be received from their office.

Kinde Regards

Megan Hope

Claims Manager Pinnacle Marketing

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