1 reviews | Active since Nov 2014
Disgusted by Pinnancle Marketing (Broker) for allowing 5 years of wrongful debits.
<p>Pinnacle Marketing/Constantia Discression</p> <p>--------------------------------------------------</p> <p>I recently was alerted to a debit of R96 that was recurring on my account for months. I used the FNB app to dispute the debit. A day afterwards I received an email from Pinnacle stating that my insurance is being cancelled. I did not understand this because I did have any cell phone insurance. I got in contact with Pinnacle and they stated that I had taken insurance in March 2009 and becuase I did not cancel the contract, they kept on debiting me for the past 89 months. (almost 7 years) They have since sent me policy documents confirming the above.</p> <p> </p> <p>My issues</p> <p>-------------</p> <p>Pinnacle have never sent me any policy renewal documents or any sort of communication from the date of inception knowing fully well that a lifespan for a cellphone contract is only two years. They have deliberately leveraged their relationship with MTN to bring on customers and thereafter do not inform customers when they upgrade. Because the amounts are below R100, we don't really take notice of it. Extremely disgusted with work ethic and values, they are actually a bunch of *******.</p> <p> </p> <p>I expect a full refund for every month after the 2 year life span which is 65 months at R96, which is an amount of R6240.</p> <p> </p>
Dear Mr Pillay,
With regards to your above, please find that the 24HR Mobility Cellphone Insurance Policy is a separate policy to that of a Cellphone Contract and the Policy does not automatically cancel on expiration of the Cellphone Contract.
Please find that since we did not receive any request for Cancellation of the signed Policy, there is no refund due.
Yours Faithfully,
Marcha Prinsloo
Queries Manager
Dear Mr Pillay,
With regards to your above, please find that the 24HR Mobility Cellphone Insurance Policy is a separate policy to that of a Cellphone Contract and the Policy does not automatically cancel on expiration of the Cellphone Contract.
Please find that since we did not receive any request for Cancellation of the signed Policy, there is no refund due.
Yours Faithfully,
Marcha Prinsloo
Queries Manager
I am glad you have covered yourself with your fine print. I really dont know how you'll sleep at night.
I have referred the matter to the Ombudsman. Win or lose, I hope at the very least it does not happen to other people.
I am glad you have covered yourself with your fine print. I really dont know how you'll sleep at night.
I have referred the matter to the Ombudsman. Win or lose, I hope at the very least it does not happen to other people.
So please explain to me how my account was debited again this month if your consultant told me the policy is cancelled and I placed a stop from my bank???
That means FNB sent you a payment stop response code on your EFT response file and you guys ignored which is a violation of clearing rules of PASA. I know exactly how BSVA and PASA work.
I mail Pinnacle this morning with no response!!!
This will be added to my Inquiry with the Ombudsman and I will advise on fine imposed from the clearing house.
I dont think you guys are getting the picture, I want my ****** refund, the money you stole. I will not let this go.
So please explain to me how my account was debited again this month if your consultant told me the policy is cancelled and I placed a stop from my bank???
That means FNB sent you a payment stop response code on your EFT response file and you guys ignored which is a violation of clearing rules of PASA. I know exactly how BSVA and PASA work.
I mail Pinnacle this morning with no response!!!
This will be added to my Inquiry with the Ombudsman and I will advise on fine imposed from the clearing house.
I dont think you guys are getting the picture, I want my ****** refund, the money you stole. I will not let this go.
Dear Mr Pillay,
With regards to your above, please find that the Policy is in a Cancelled Status. Please find that the Policy Cancelled on receipt of the notification from your Bank due to the reversal of the October 2016 premium, however at this time the November 2016 premium was already raised on the Policy.
Please find that you may reverse the Debit Order with your bank as with the October 2016 Debit Order.
Yours Faithfully,
Marcha Prinsloo
Queries Manager
Dear Mr Pillay,
With regards to your above, please find that the Policy is in a Cancelled Status. Please find that the Policy Cancelled on receipt of the notification from your Bank due to the reversal of the October 2016 premium, however at this time the November 2016 premium was already raised on the Policy.
Please find that you may reverse the Debit Order with your bank as with the October 2016 Debit Order.
Yours Faithfully,
Marcha Prinsloo
Queries Manager
