I called 1Life to get more information about why it is important to have a trust fund once I have a life cover

I called 1Life to get more information about why it is important to have a trust fund once I have a life cover. Bafana explained the reasons very well. I have been asking different people about this but not getting a satifying answer, hence I do not have it since starting the policy. For the first time I have full understanding and will get a trust fund asap.