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nobambo N

1 reviews | Active since Oct 2025

14 May 2026, 17:05

Frustration and Disappointment Regarding My Claim Rejection

I am writing this complaint to express disappointment and dissatisfaction regarding the handling of my claim by OneLife and the refusal to process my payout.I joined OneLife under the understanding that if I missed one premium payment, I would still remain eligible to claim, and that only after missing two premium payments would a claim be declined. Based on this information provided to me at the time of joining, I am deeply disappointed by the current decision to reject my claim.The person I claimed for had already completed the required waiting period. In fact, the policy had been active for over seven months, meaning the waiting period had fully elapsed and all requirements for eligibility had been met. Furthermore, I would like to address the reason given for declining my claim, namely that I am allegedly two months behind on premiums. This is inaccurate. I had only missed one premium payment, which, according to the policy explanation given to me when I joined, should not disqualify me from claiming.Additionally, the second month that has been counted as unpaid is the current month, for which my premium due date is on the 15th of each month. The insured person unfortunately passed away before the 15th, meaning that premium had not yet become due at the time of death. Therefore, it is unfair and incorrect to classify this as a missed payment, as only one month could reasonably be considered outstanding.I find the handling of this matter highly disappointing, especially during an already difficult and emotional time. I expected professionalism, fairness, and consistency with the terms explained to me when I joined OneLife. Instead, I feel that my claim is being unfairly rejected based on incorrect reasoning.

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