Day light *******

I opened a life cover policy with 1life for over 2yrs now, been paying my premiums on time and to my surprise I was informed that it's an accidental cover which I pay over R400 a month n I remember very well that the reason why I want a life cover is due to the condition I have whereby Myway declined my request n why would I want to pay so much for an accidental cover whereas I have other policies that covers for that, so I requested 1life to refund my premiums and now they send me call recording which I know what it entails and now they are quite therefore can someone please help me I just want my money back that's all