1 life 1 headache

I have recently been retrenched I called my Insurances regarding the matter my Bond protector assisted no issues my Funeral cover assisted no issues however my Life Cover with 1Life is an absolute Joke. THEY HAVE NO PROTECTION AGAINST RETRENCHMENT OR DREAD DISEASE WHATSOEVER. So ultimately I am losing 6 years worth of premiums. The lady so kindly told me that we have no protection in place if your Policy lapses it lapses I'm sorry sir..... I will be changing myife cover