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 First National Bank Conversion

SUPPLIER

First National Bank

INDUSTRY Banking
BRANCH / AREA National COUNTRY South Africa
TIME / DATE 11:38 Mon 16 Jan PERSON RESPONSIBLE ????
CUSTOMER F123456789 View all reports by user
PROBLEM

Billing / Accounts

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INCIDENT Mon 16 Jan
HEADLINE

What happened to debit orders in November 2011?

I have a debit order for a home-loan which automatically goes of our joint One-Account each month. In November this debit order did not run despite funding being available. It did not bounce. I have had no notification from either FNB One-Account or FNB Homeloans that this debit order did not go through and I did not notice since I did not scrutinize the account. This morning when I needed to make a payment arrangement with FNB Homeloans I discovered that my account is in arrears by 1 Installment.

I am grateful that the lady I spoke to could still assist me with the arrangement, but I am concerned that the debit order did not run. This is potentially a huge problem since I could end up with a bad credit rating and I could be penalized when I need to make special arrangements. I try to keep my account healthy and in good order since I earn commission and income is sometimes irregular. Hence, I sometimes need to make special arrangements and if this kind of thing happens it could affect me very negatively. I would like an explanation for why this debit order did not run and I would like to make an arrangement to catch up the arrears amount since it was not my fault.
SUPPLIER'S RESPONSE First National Bank Time and Date 13:52:16 | Wed 18 Jan 12
Hello F123456789,

Thank you for taking the time to express your concerns.

Your complaint has been escalated to the relevant department who will be contacting you with feedback.

The complaint reference is 133431.

Kind Regards
Melinda Duvenhage
CUSTOMER'S FEEDBACK F123456789 Time and Date 14:25:12 | Tue 24 Jan 12
Quite Impressed: After an initial rocky start, the problem was sorted out.  The bank did not get it right straight away, but the gent who called me was willing to listen and he did sort my problem.  I am still not over the moon with FNB, but Christo Lambinon is tops.  He seems to have a good grasp of the meaning of Customer Service and FNB would do well to employ more people like him.

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